Company overview
Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky with policyholders in all 120 counties.
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KEMI is a mutual insurance company owned by its policyholders. We are financed entirely by premium dollars and investment income. All workers’ compensation insurance companies in Kentucky, including KEMI, are regulated by the Department of Insurance and the Department of Workers’ Claims.
KEMI employees provide exceptional underwriting, safety education and claims services to our policyholders. These principles, combined with our competitive pricing, responsible financial management and focus on innovation, make KEMI the provider of choice for Kentucky businesses. As a stable and competitive source of workers’ compensation insurance, KEMI contributes to Kentucky’s economic development efforts.
Why choose KEMI...
KEMI made a promise to “make workers’ comp work.”
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We fulfill that promise by providing and sustaining financial stability in the ever-changing world of workers’ compensation insurance. We maintain strong claims reserves as a commitment to ensure benefits for claimants now and in the future. We deliver outstanding service and competitive pricing. We also educate Kentucky businesses about workplace safety.
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We offer competitive rates. -
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Determining Your Coverage Needs
Workers’ compensation insurance coverage is required in Kentucky for all organizations with at least one employee; however, there are employee and employer exceptions to this requirement. If you are unsure about whether you need to purchase coverage, consult with an independent insurance agent.
Let's see how we can help...
If you are an employer, give us a call!
- M.T Insurance Services
- 10200 Forest Green Blvd., Ste 112
- Louisville, KY 40223
- 502.777.8283
- MTSI@MTinsuranceservices.com